How Much Do Dentures Cost?
Basic complete dentures may range from $600 to $1,500 per arch, while premium dentures can cost between $2,000 to $4,000 per arch. Traditional dentures are a popular and cost-effective solution, typically ranging from $600 to $1,500 per arch for basic models. The denture’s cost will vary based on factors like materials, quality, additional procedures, and more.
Factors that Affect the Cost of Partial Dentures
The cost of dentures can vary significantly based on a range of factors. Those factors can include:
- Type of Denture: There are various types of dentures, such as implant-supported dentures and partial dentures. The more complex the denture design, the higher the cost. Fixed partial dentures, also known as bridges, can be more expensive due to the need for dental crowns and good oral health to support them.
- Material Used
- Acrylic Resin: Most commonly used, but it may wear more quickly.
- Porcelain: Often used for the front teeth because it looks more natural but is heavier and can wear down natural teeth.
- Metal: Often used in the structure of partial dentures.
- Flexible polymers: They can provide a comfortable fit but might be more expensive.
- Extractions: If teeth need to be removed before fitting dentures, this will increase the cost.
- Preliminary Treatments: Treatments like oral surgery, bone grafting, or treatment of gum disease can add to the overall expense.
- Dentist Location: Costs can vary based on the region or even the city where the treatment is received. Urban areas with higher costs of living may have pricier dental services.
- Dentist’s Experience and Reputation: Experienced and highly reputed dentists might charge more for their services.
Dental Insurance and Financing Dentures
Dental Insurance
Are you wondering if your dental insurance covers dentures? In most instances, dental insurance plans cover at least a portion of denture costs. Your dental insurance works based on the following:
- Coverage Level: Depending on the policy, dental insurance may cover a portion of the cost of dentures. Coverage levels vary from basic to comprehensive.
- Waiting Period: Some insurance plans have a waiting period before they’ll cover the cost of major procedures like dentures. Be sure to check the specifics of any insurance policy before purchasing.
- Annual Maximum: Many dental insurance plans have an annual maximum coverage amount. If the cost of the dentures exceeds this maximum, the patient will need to cover the remaining balance.
- In-Network vs. Out-of-Network: Dentists who are in-network with an insurance provider have negotiated rates, which can mean lower costs for the patient. Out-of-network providers may not offer these negotiated rates, potentially leading to higher out-of-pocket expenses.
- Preauthorization: Some insurance companies require preauthorization for major procedures, including dentures. This means that before getting the dentures, the dentist must get approval from the insurance company.
While dental insurance may cover dentures, it is important to check if it also covers alternatives like dental implants, which can be a more permanent solution.
Financing
If insurance doesn’t cover the full cost, financing options are available. You may consider looking into the following options:
- Dental Payment Plans: Many dental offices offer payment plans that allow patients to pay for their dentures over time. These plans might be interest-free or come with a minimal interest rate.
- Third-party Financing: Companies like Lending Club offer financing specifically for medical and dental procedures. These can be interest-free if paid within a specific period or come with a set interest rate.
- Health Savings Account (HSA) or Flexible Spending Account (FSA): If available, patients can use their HSA or FSA to pay for dentures. These accounts allow individuals to set aside pre-tax dollars for medical expenses.
- Dental Schools: Some dental schools offer services, including dentures, at reduced prices. In these dental clinic settings, dental students (under the supervision of experienced instructors) provide the services.
